While I do think that extreme climate is something we all will have to contend with, I think the area will always be popular as a vacation destination.Having said this, I am thinking about looking for a STR in the area. 

Was curious what others have to provide for information on this and if they have seen 10% down on jumbo loans for a first time home buyer.

Lots of things are going on in the world right now, to include Hurricane Milton and we keep those in Florida in our thoughts and prayers.From the previous month, below are some real estate updates, data points, and current events!

yup - you are likely going to need to go to a bank / relationship based for investments like this

Also, this is based on my area and experiences, your mileage may vary. 

What is recommended for this situation and what’s the reasoning?

But to be honest, this is happening across the US.

This will help you build relationships and learn from others in the field.

Any insight on this front?

Im not a self fixer upper guy, so not real interested in those types at this time.