Best bet is to get your mortgage broker on the phone and be honest about what and where you want to do. 

Because I'm working with small dollars, my best bet is to take the project in smaller chunks to make sure the crew is paid for what they've done.

I bet there is a bank out there that will be able to help you.

I bet one of them would do the trickhttps://www.zillow.com/oklahom...

@Nick Gee Your best bet to avoid or defer capital gains would be to use a 1031 Exchange to invest in a new property.

You mentioned not raising rent in 16 years, so I am betting three things:1.

Then you could do an FHA 3.5% down househack on a multi-unit and be in a much better place down the road.Also, even if you stay in your lease but can get started right away that's a win!

I guess I look at it as owner financing could potentially be a win win for both the seller and myself in the long run if he is willing to get his return on investment in payments versus one lump sum.

Best bet is to meet with someone face-to-face to explain your situation and see what they would be willing to do for you, I'd recommend researching and setting up meetings with a variety as it may take some time to find the right one.

Many sellers believe asking them to finance seems like a lose-win scenario for them and that they are doing you a huge favor.