The stream bed in question is small/ephermeral, and the properties haven't flood in 12 years, even when the local area has seen some massive flooding in the last decade.  

This involves showing units, answering questions, and helping with paperwork.Bird Dogging: In real estate, a bird dog scouts out potential investment properties for investors.

Another option is to YouTube and look at different sources on these questions..

Andrew - The other item I share with the contractor is that if the township/borough/city has any issues/questions with the work product I always request them to address/fix.

To answer your question:1.

My question is, can I use one of the separate parcels as collateral for a construction loan to build a multifamily on it (of course adhering to zoning regulations)?

However, I have a feeling that is not the case here.The only other exception i can see if you request that you want to see the performance of each specific unit.The next question would be since you already had a couple of multi-family houses, how did your CPA classify them on the tax return?

What questions do you have re: Oneonta?

I will proceed in commercial forum category if I have more questions or follow up.

A few helpful clarifying questions, hopefully help get your wheels turning as well, would be:What are you planning on doing with the property and what is your exit plan?