APR reflects the true cost of the loan.If you applied for a $100,000 loan and you only received $97,850 (minus 2.15% )Your payment would be $477.42/month (based on borrowing $100,000 at 4% for 30 years) your APR is higher than 4%

It appears my due diligence conducted, which was reflected in my original post, was in fact an accurate analysis.

Which the presence of such backward arrangements certainly reflect on the website.

The question then becomes...Doesn't the average duration already reflect the extra time because investors are buying sub-to all over the United States?

I would be interested to hear what your husband listed for the "specific reasons why you believe the assessor's value does not reflect the true and fair market value."

The estate agents are definitely putting higher values on property but Im not convinced those prices are being achieved and in my area the sold prices don't reflect the bubble that is hyped up in the media.

(You'd think white would be the most reflective, it wasn't, almond was better!

2) How is a cash rebate (reflected on HUd 1) from my realtor handled on an investment property i later rented out.

They have a lot of time to reflect.

Which makes me reflect on how difficult gmail's email structure is sometimes when I'm trying to find an email.Am I the only one that thinks Google's apps are overly complicated?