If you could reduce the stress of buying a car, save money and knew you were buying the same way the dealers were; this would change your perspective about your next car purchase!

Of course, there are lots of way to reduce your time--just getting a rental nearby or on your commute is huge (cuts hours dramatically on driving time) and, as mentioned, above outsourcing something regular like snow removal or yard maintenance can also reduce your hours. 

Pledge rents, factor receivables, discounts from notes, equipment leases, floor planning for your used car dealer......Had a charitable remainder trust set up as the note holder with several beneficiaries under one note reducing the tax burden of a seller, the note included cash back to the buyer for development costs, non-profit buyer, cash donated, seller saved a ton on taxes.Pledge equity of other properties for 100% seller financing, pledged equity to buy discounted notes, that reverts back to the above arrangement as well.

Without seeing the home (though I hope to see it this afternoon), I estimate the place needs $30k-$40K I also know he bought the home just a month and a half ago for $45K.I can come with cash from a line of credit from my bank, but I'm looking for advice on how I might make an offer that reduces the amount I might pay using the LOC.

You will reduce the risk of any vacancies.  

I think Trump is just saber rattling, but in the end I don't know that anyone has the stomach to reduce housing vouchers.  

This removes incentives for either tenant to reduce usage and ultimately you over-billed one of the tenants.

From what you are saying, I took that I may actually reduce liability by coaching people through credit repair...

If that logic held true, the lender could reduce his risk by splitting the money he had to bring forward with a partner and actually increase his return by 8%.

But, as the mortgage is reduced the buyer will still obtain an equitable interest in the property, at a point of having 10% in any reduction, or credits, the seller may need to foreclose.