What happens if your HOA decides to limit rentals to 10% of the units, or wants 60 days to review all applications you get before approving your tenants. 

I know the big question is what to do with the money if we decide to pull it out. 

Doing so will also make your life easier once you decided to pull your numbers since you will just have to download the transactions from your bank/cc accounts, without having to go thru them and determine which is personal or rental.

@Andrew Johnson Deal size is definitely a deciding factor on how to move forward.

I tried Fortune Builders in 2014, paid for coaching, and went to a wholesaling summit in 2015 where I decided to start an LLC.

Your investment strategy is for you to decide.

You want title to the property so that you can commit to investing in it.Lease options can work, but most sellers are not savvy enough to understand them, and they don't want to be put in a position to take the MHP back when you decide to let it go, walk away.

That's way too expensive, so I decided to go with Xero with $10/m.

At the very least they would make a certain % of the sale if you do decide to purchase your own multi-family property.

Decide if the property is worth keeping long term.