In particular- how was the process when the tenant moved out and there were charges reported against the Security Deposit? 

I think TICOR also may provide that information. 

Has anyone had any luck in lowering their insurance premiums by providing the leases, that include a long list of safeguards, to their insurance company?

I partnered with a local company to provide a discount code to the guests should they chose to rent one.  

They can provide valuable insights and help you assess your options objectively.Use Investment Analysis Tools: There are several online tools and spreadsheets available that can help you analyze the financial performance of your rental property, including cash flow calculators and investment property analysis templates.

@Jen Breysler it wouldn't hurt to talk to a CPA that specializes in real estate so they can provide you with the best strategy based on your specific situation.

Purchase price: $78,000 I bought a single-family home for $78,000 and secured a private money loan to cover the full amount over 30 years.

Seems to me it would provide a more consistent face to the tenants and would streamline income and expenses tracking and payments. 

But better yet, do a deep search on this very Forum and see what actual S8 Landlords have said about this.Rental Pricing RegulationsRisk of Renting in Lower Income AreasRestrictions of Section 8 TenantsDon’t Receive Voucher Payment Until Tenant Moves InHUD Does Not Pay Security DepositsAnnual Property InspectionsPotential for Difficult TenantsProperty Damage IssuesHarder to Evict Difficult TenantsFull-Paying Tenants May Turn AwayDifficulty Selling Properties to Free Market

The worst part of being a housing provider for sure.