I have heard it all the time that people uses private money lender, hard money lender, partners for funding a deal.

Notify both parties, the less money supplied by bankers or mortgage institute or even private lenders make selling a property more challenging than before.

Many have posted a few great tips already, that's the cool thing about this forum ;-) That said, I highly recommend using the awesome tools provided here on BP to learn the basics of analysis and underwriting.A few tips to get started and your continued learning:Find and connect with other BP members that are in your area.Set up keyword alerts to be notified of the topics that interest you.Read Beginner’s Guide.Check out BP Podcasts.Find upcoming real estate events and meetups near you.If you'd like to tag someone in the conversation, type @ followed by their name and then select the name of that person that appears below the comments box.

Any suggestions on a good mortgage or private money to refinance?

Larger private investment firms are doing the same thing. 

I don't have the capital to lend him, and I know most private money and hard money lenders are in it for the higher margins on short term loans. 

Throw in syndications and private money and you can see the similarities.The reason I bring this up is because it seems like there is a very thin line between legal and illegal practices sometimes especially when it comes to borrowing money or raising money to invest.

BP community, I have found a person who is willing to do private lending for my first fix and flip.

Or private lender?

Send me a private message and we can connect about Montgomery market.