They were great, paid their rent, late fees when applicable.

Some will be paid off sooner than others but the tenants are still doing the heavy lifting. - Mike

@SANDRA Hillhouse I have to preface this with I am not fully aware of your structure or situation so this is not official financial advice.If you are structured as anything but a C Corp, you split pre-tax.

. $425 is just for pre-liminary classes. 

This is where planning comes in since all expenses have to be paid with IRA funds. 

After your primary is paid off (or while your trying to pay off) I'd not leverage all three at once. 

I don't need the money for another down payment on my new house and am Pre approved for a 600k loan. 

If that is the case, this should be fairly straightforward, thank her for her feedback and send her a copy of the pre-move inspection that outlines the items that both parties agreed to.   

You don't need pre-approval or anything that formal but at least know that they will refi the property given an appraisal.For further research, read up on the BRRRR strategy (Buy Rehab Rent Refi Repeat).

I pre-quality the people who want to sell their notes and then I REFER them to my own network of note investors who accept referrals and who pay out referral fees.