I through the grace of god and an outstanding support staff buy and sell real estate predominately in 19 states now!

For me to purchase today, it has to either be way under market value or have an outstanding value add.  

Some are now charging a flat upfront fee but there are some still offering 0 cost if they don’t save you money.Don’t hesitate to contact me for all your real estate questions, in Texas and nationwide.

I suggest you connect with @Mason Jeffries, he's my go-to lender in Nashville and is outstanding. 

Include the utilities in the outstanding charges, give tenant three days to pay or move out.

Best terms I've found are:1.) 4.99%, up to 90 LTV, w 10-year draw/20-year amortization, 3 fixed rate lock options within 10-year draw at 0.50% above variable rate, up to 4 variable rate hikes/year, 15% max.2.) 4.00% on 80 LTV, 4.50% on 90 LTV, 10-year draw/10-year amortization, 1% monthly minimum payment on outstanding balance (P&I payment), no rate lock options, up to 2 variable rate hikes/year.Neither of the above have any annual fees, closing costs, etc. 

The networking was also outstanding-met two investors that are in my area who gave me tips and we discussed future business together.

Recent estimates of housing supply have us in a nation-wide housing shortage until sometime in the middle of the 2021 to 2030 decade.There are two factors in a precarious balance in this country: the supply of housing for sale and the availability of lending.

They claim the unsuspecting buyers are not sophisticated enough to understand the process of due diligence, and--even though they qualify for the $5,000 price tag of the home under Dodd-Frank--they are unaware of back taxes owed, outstanding liens, condemnations by the municipality and the how much work would be needed to bring the property up to code--not just remodel it to their standards as the homeowner. 

There are other huge nationwide factors that come into play such as what the FED is doing, but the local effects all come back to demographics.