Hello my name is bobby j, briefly, is it necessary to obtain a real estate license?

Here's what I do know....Mortgage fraud is a crime in which the intent is to materially misrepresent or omit information on a mortgage loan application in order to obtain a loan or to obtain a larger loan than could have been obtained had the lender or borrower known the truth.In United States federal courts, mortgage fraud is prosecuted as wire fraud, bank fraud, mail fraud, and money laundering, with penalties of up to thirty years' imprisonment. 

I'm much more interested in long term indefinite yield from wholly owned assets that I would hope to sit on long term.

I am researching how to obtain a private mortgage since my lender is now misreporting and hurting my credit. 

I have a white pages subscription where I plan to obtain the remaining phone numbers right after I finish this post.

., there is no minimum holding period before refinancing ... though many lenders have their own internal guidelines; or b) on residential properties you can obtain "purchase + improvement" financing where the lender will underwrite a mortgage on the property plus an amount to fund improvements (typically no more than 15-20%) to the property.  

I've rented the flat and managed to obtain a nice 300 eur monthly income after expenses including taxes.

I want to know more about the process in obtaining hard money and what I should do before hand.I am in Orlando, Florida.

That would be considered mortgage fraud if you withhold information from your loan application with intent to obtain terms from the lender that were better than if they had known about your primary that you transferred into the land trust (LT).In truth, you will still be asked about the primary residence since you've already financed it in your personal name on the onset.

I lived in Austin for 5 years and is obtaining a SFH which I'll delegate to a property management company to run a rental.