I have found that it is better to over reach and potentially include some outside the target in order to hit everyone inside the target.

We are set to close in 2 weeks and we've hit a little snag in the process!

You hit a home on this first deal. 

Things must be billed to the "appropriate" parties so that the spreadsheet doesn't take a hit.

If capex stays at ~$100/mo I'll be at 50% expenses or so and if capex goes to $200/mo average I'll hit 60%...This is my first rental property.

You just want to make sure you can cover your mortgage, and young people are being particularly hard hit by COVID unemployment so you want to make sure your roomies can continue paying their rent. 

Lots of people have money to give, but who do you want to go into business with when stuff hits the fan, or simply doesn't go the way they want.

It's good to have down on paper what you qualify for so you can hit the ground running.

With just 1 point it may take over 5 years to hit a breakeven on the cost of those points.

Hit me up!