Add a floor to ceiling post at the landing and bottom.

On Inspection, mold found in basement along the bottom two inches of the wall, thought to be secondary to a water heater leak in the past.

This morning I received a call that the police kicked in several doors in my apartment building (story is they went from top to bottom looking for this guy, who they obviously didn't find).

Bottom line is that paint has the highest ROI in pretty much any price point.

There is one vacant studio on the bottom floor.

that's the bottom line.. no one is forcing you to close.

Any small blip in market values and if the lender has to take back the property in foreclosure after resale costs they stand to lose money on the loan.I have seen owner finance deals before at the bottom cycle for 10 to 15% down but in todays market there are too many buyers for cash or considerable down with a smaller loan.If you do allow a structure for owner finance that puts 10% down likely the price and terms will not be in your favor in exchange for the seller taking on more risk financing the note at a high LTV.You might try to bring on accredited investors to make up more of the equity stack to meet the lenders requirements on a larger deal for a typical loan LTV .

Bottom line is Vacation STRs are riskier and more work but the pay off could be much greater.

Bottom line, make good offers.So, say you get a property under contract for $150,000. 

Bottom line is you gotta live somewhere.