I see so many ugly rehabs with ugly colors, floor material, etc. 

Material, labor, and the other factors involved you know like the back of your hand.

It tracks all the jobs we contract out (labor and materials).

When I get off work, I want to relax with family, not stress over picking up materials or figuring out how to motivate my family to spend an entire weekend painting.

I’ve had mixed results using this method, I feel like only a 50% success rate and of course I remember the bad ones more.Someone once suggested going to Home Depot or Lowe’s at 6am to see who’s buying materials for jobs, and getting their cards.

Check to see if its BX wire  with metal boxes . ( BX is the electric wire with the flexible metal covering .

Older commercial property may be built with higher common sense standards, and better material than what is available today.

(There's a ton of material out there.

@Jackson Sandland  Could be a variety of reasons, and you didn't specify the work you were having him quote, but one reason could be to give him an idea of the type/quality of material/finishes to include in the quote. 

In Indy, for non owner occupied properties, they are about 2% of the assessed value.If you find insurance for $400/year, please let me know where.The one thing you can count on is that the pro forma numbers a turn key seller gives you are not going to materialize.