You probably aren't looking for a conventional loan, since you mention owner-occupied.

It's going to depend on what type of loan you're planning on getting, and fees vary from lender to lender...same with title fees.

The problem you are likely running into is the Log Cabin part of it - at the end of the day, DSCR Loans are really still intended for properties that are generally usable for full-time owner-occupancy year-round living if needed - so true log cabins are pretty much outside of anyone's box.However, its definitely a grey area on what differentiates a "Log Cabin" from a "Cabin-Style" home. 

Also, I think I would struggle to qualify for any loans because I am already self employed and we don't pay ourselves a huge salary. 

I used the VA loan to buy this house.

cash, conventional loan

@JD MartinI read a while ago how the avg/median loan was somthing like 7% down.

I have access to VA Home Loan so my options mainly involve home hacking with multi family properties.

Anything more than that can be done "commercially" either through a local bank/credit union or a DSCR type of loan. 

By the way transferring property to a trust that is not a testamentary trust invokes the same right to call the loan as transferring to an LLC.