Now you know you have a good rental and hopefully it is offsetting your current rent and paying for itself.The only thing I might say is if you are planning to move back to the DMV when your overseas tour completes then it might be worth buying and renting while you are gone.

Also if the tenant locks themselves out you can easily let them back in.

I didn’t post this in order to debate back-and-forth, but to be helpful to those who may be interested.

@Chris DawsonThis is a great thread that I've been looking back at multiple times.

The sales rep put together a quote for us, which we put in our back pockets for later.

If you were sitting on a 3% mortgage from a few years ago, I would not transfer that, because if a smart banker saw that they realized they could call in the loan and get that money back out there at around 7%.

There may be other options there.But, from a strategic angle, that is where a random guy on the internet jumps in and says "You might be able to buy the property from your mother on a Lease Option" that you make the payments and maintain the house with the option expiring on her passing date, converting back to her estate which you and any other heirs will inherit".

Regarding credit score, I already got an AMEX here in Europe a while back.

However, the neighboring building is about 20 feet longer than my building so there are about 20 feet where the building next door extends past my building.The building next to me is a vacant, bank-owned property that the DOB has declared an unsafe building due to a roof collapse in the back.

In general home warranties suck...... the people they hire to "fix" the issue suck..... the job they do suck....customer service sucks.They band aid the issue at best and then charge you every time them come back and fix the issue again.If you run the numbers, you are often better off setting the $$ aside and paying straight up for any work needed.Every so often you will have someone that has it "pay out".... they replaced the 4k HVAC system etc..... its rare....like winning the lottery.The House always wins...... they make gobs of $$ because what they pay out is tiny compared to what they take in....that's how insurance works or no company would be doing it