I should have worn a flack jacket based on the neighborhood.

I want to buy with no money out of pocket and flip to investors.

Leland,Welcome to Bigger Pockets.

I never knew there was a Pittsburg in CA, but cool.I urge you to not only be here on Bigger Pockets, but also get out and attend your local REI Clubs as well.

The cleaning fee she charges me is an additional fee charged to the tenant when booking so it is not out of pocket.2) You can easily self manage if you have a person out there you trust as your cleaning/maintenance person. 3) I know it's only 10k a year profit - but in the long run it's paying for itself and in 10 years when I have it paid off, it's going to be 330k (more at that time) in equity - thats why I am doing it.

That might mean you have to come out of pocket to pay them.

Enter "=PV(A1/12;A2*12;A4)" and excel will plop out $100,000.00 If you're trying to do this on a $5 pocket calculator, you're out of luck.

I mean, good luck trying to find this kind of help anywhere else on the net.Can you send him a bigger pockets t-shirt or something?

That would mean more money out of your pocket to refi.

I would not cashflow, but also, I would'nt have to come out of pocket with anything every month.