I am currently a licensed realtor in Nevada, however, a colleague of mine has been working on a deal that involves land in California.

Pretty sure both those first choices are loan fraud, unless everything is disclosed to the lender and the lender agrees.A rehab loan or hard money loan with a rate-and-term refi is your best bet, IMHO.

However, since this bubble involved a HISTORIC runup in prices, I think you can reasonably expect things to be much worse this time.In addition, our country is at or near a crisis point.

Threaten to write California AG to investigate principals involved in Trada, better yet, threaten to get the feds involved3.

Another type of title issue is one involving probate.

This is an exciting time to be involved in the real estate industry especially REOs.

Are you involved in real estate at all?

If anything, get the deeds for the two quit claimed back to Adam so your LLC's no longer involved.

There are some costs involved here that many people don't think about including docking your boat on the main land when you go to town and the additional gas expense.

Of course, I always get commercial loans because I'm involved in a commercial enterprise.