Eventually, we reach a settlement and go back into the courtroom for the judge to make it official.For the most part, the settlement will involve some combination of money and time (how much more time tenant gets before lockout).

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Can I DIY some things before involving more and more people. 

I’m not saying it’s a no -go ,but I am saying practice your due diligence and get some professionals involved before you get too jumpy

So a bank is involved?

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Understand the fees involved and calculate the total cost for an entire year of management so you can compare the different managers.

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I can see them doing that, and then down the road, the daughter sues the lender for the impact of a short sale on her credit report, for a transaction she did not participate in and/or did not authorize.

Your question is actually quite deep and involved.