This is one of my favorite features of Bigger Pockets especially for asking specific questions.

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What will your game plan be, if you stay with the ARM, when the Fed increases rates?

This is one of my favorite features of Bigger Pockets especially for asking specific questions.

You should be able to invest in Lazio also if that is something you desire.Being in multiple markets at the same time will allow you to play the currency game as well.

This is a numbers game pure and simple.

Today  i began to call some for sale by owner housesIt went not so hot, but i know its a numbers game, lots didnt answer, some straight up said no to owner financing, and some said they recently listed with a realtor, BUTWhenever i ask about there mortgage info they told me it was "none of my business" (hard to create rapport after that doozy) The reason i need to know there ballance info is because i will then ask if they would consider owner financing the house/ Lease to own. 

Get it at the right price and you are way ahead of the game. 

I don't have all the terms in front of me, just the Jets game, but they sound about the same with a rate of 3.3.

I wouldn't waive the application fee because, aside from eating into your costs, it requires the applicant to have some skin in the game.