Note:  I am not an attorney or a CPA, and the above opinion should not be misconstrued as legal or financial advice.

Hire a lawyer to assist in the purchase and to review the HOA financials and regulations pertaining to investors.Buy with minimum down/maximum leverage if you hope to gain true positive cash flow.Dead equity and HOA fees will seriously cut into your cash flow and turn the investment into a liability.

Hi BP community I'm looking for a financial institution that can give me a heloc, on a single family home I bought for all cash that does not require any seasoning period. 

Also, no impact to your credit should you be the unfortunate victim of circumstance and be forced to default.   

Iv'e read a few books and done hours of research and Iv'e decided that this is what I want to do to build my financial freedom. 

I hope to chat and learn from as many people as I can because I don’t want to waste any time with getting financially free through rental units.I appreciate everyone involved with the Bigger Pockets podcast, and I hope I can create a great network of people to team with and get this ball rolling!

You’re going to be supporting that Cali deal financially, and therefore emotionally as well.

Buying my first duplex was one of the best financial choices I've made. 

I'd like to include a Personal Financial Statement, and was wondering if anyone had any good examples.

This is just my experience with HELOCs, I’m not licensed to give any kind of financial advice, check with your accountant or financial advisor to ensure you are utilizing the correct financial products to reach your goals.