Your best bet is to pay down your credit card debt, it isn't sexy but paying it down gives you a guaranteed return of 15% or more depending on your rate, that sounds like a no brainier to me. 

Clients have been able to significantly lower their living expenses by leaving their high-rent apartments for 2-4 unit properties in lower priced areas.There is some meat left on the bone depending on what your goals are.I'll shoot you a colleague request and maybe we can connect soon.Best of luck to you!

I'd say buying for cash flow focus is a lot easier that finding flip deals, so just depends on your focus. 

Depending on your experience, they may or may not work with you.

Depending on your return requirements, that may work for you.

Does it depend on the lender?

That depends. 

Anyways, you can try hitting me up when you are in Phoenix and depending on how busy I am I might be able to meet up.:) 

Limiting the number of cars helps depending on your area.

It depends on if you can just forget about it and move on.