The reason I was hesitant to speak to a broker is that if it turns out to be better to wait than I did not want credit checks from now to effect me in 6 months or so when I did go ahead and move forward. 

Point2 customers will now have access to the gold standard in marketing analytics and IP protection for their content to help them drive more effective online marketing programs and reach more online consumers while ensuring control of their listing content."

Also I love stuff like this (ie Sharpening the saw -- Stephen Covey's 7 Habit's of Highly Effective People)Thanks!

Literally millions of people visit here every year, and it's so much more cost effective to rent a house instead of a hotel, and the short term friendly zoning south of Disney makes this an incredible market to get into.

Thanks so much guys, looks like to be effective I have to learn the flipping world even though I'm not going to flip which is fine.

Enclosed vou will find the followingdisclosures as indicated below for your pending loan application with ______1) Federal Truth-In-Lending Disclosure Statement2) Notice to the Home Loan Applicant3)  Disclosure Notices: Affidavit of Occupancy, Anti-Coercion Statement, Fair Credit Reporting Act, FHA Loans/Government Loans4) Equal Credit Opportunity Act5) Flood Disaster Protections Act of 19736) Notice to Applicant of Right to Receive Copy of Appraisal Report7) Patriot Act Information Disclosure8) Servicing Disclosure Statement9) Good Faith Estimate10) 4506T11) Borrower's Certification and Authorization12) Privacy Statement13) Required List of Service Providers Disclosure14) Undisclosed Debt Form15) Homeownership Counseling NoticePlease sign and date each disclosure where indicated and return these documents in theenclosed self addressed return envelope.

Depending on your effective tax bracket, it could be less expensive to take it out over several years.Besides the tax hit you would take now, I would consider the lost opportunity of tax-deferred compounding on a significant sum.  

That additional income can also effect your ratios as you'll be tagged with any lease that remains if you're still liable, can they see if your roommate can afford the full rents?

Much more effective than that card they are going to stick into their pocket and forget.

They cash flow $3,100/per month so its like a snowball effect.