Your flooring is likely due to be replaced soon so how much damage can they do by painting.

Caught off guard I told him that it’s okay as long as he keeps the place clean and takes extra care that nothing gets damaged.

If they have damaged anything give them a notice to cure.

I would also make sure to mention that since the tenant is choosing to not operate the hvac system they will be responsible for any damages that occur as a result.Bear the storm until move out but be prepared for any petting work requests that result. 

The way I read the law (I am not a lawyer) is that the amount of withdrawal does not have to correlate with the amount of economic damage.

I've been got before, rehabbing a fire damage in city of Atlanta.

You might look at all the things renters have done in terms of damage to your vacation property.Also, for the vacation rental side, you might explore adding an ADU to it as another rental unit and swapping that instead of to main vacation house. 

I would think that policy (loss of business income) would only kick in on property damage specific to your business. 

Good for entering tenant, starts lease clean with no inherited unit damages.

I know they are liars and the thought of that seems ridiculous, but in this day and age, you never know.They'd have to have suffered some kind of actual damage due to some negligent/intentional act on your part to even have a case.