My question is hypothetical, though at one point I was considering buying without much $$ down on the assumption that any penalties I took in financing would be offset by losses on not being able to jump in at the bottom of the market.

I'm a repeat customer with some of them so by now they don't care as much.

So it becomes a foot race to see who get to the customer first.

Jeffrey,Your assumption of pooling sveral IRA funds together would indeed require SEC approvals and many legal steps.

We need to stop thinking that the other people are going to be watching out for us because their reputation, licence, or financial liability is at risk (that was my own assumption).

This must be a newbie assumption but I thought insurance covered everything except flooding.

Joel, that is a very good item to implement, in fact, most pest control companies have these types of sheets already made up and give them to customers, you should be able to access them from reputable companies

That said, the marketing to these customers is pretty much the same, although the responses from the potential customers will probably vary.We mail individually written letters and hand write the address on the envelopes.

Local custom rules.

Also, you have to take into account the area, the quality of the property, and the type of tenants before you can make the broad assumption that "that is not even close to all of the expenses."