Identify: What are your goals and objectives?

Ideally they are helping you build out an entire tax strategy that proactively looks at the best possible way to minimize your taxes with syndications and all of your portfolio.Second, there are other strategies on tax deferment such as a deferred sales trust that may or may not be appropriate for you based on your personal situation and objectives.  

Costs for taking loans are minimal as opposed to the substantial closing costs that can accumulate from obtaining mortgages and home equity lines of credit or other bank financed loans.The proper mutual life insurance company will allow full payment of dividends on the cash value sum regardless of loans taken, and this is a massive advantage over loans guaranteed by other financial products such as 401(k) accounts and IRAs.Furthermore, because this is your policy and you manage it, there is no worry about having loans called or otherwise altered, like they can with bank financing.The simplicity of borrowing and paying back your policy will at a minimum improve the real estate investor’s capability to swiftly capitalize on opportunities, adding the quickness of money to the equation, and opening up new level of freedom and achievement.A common objection is that using cash value life insurance in this way isn’t an effective approach for real property investors because the policy costs money upfront (premium payment) and is therefore too costly.However, this belief is especially absurd in the context of talking about real estate.

Make sure everyone is clear on the objectives, budget, and timeline.

Unless the tenant can show proof that the tree or limb was damaged or rotted and also proof that you were aware of it prior to the loss, the claim goes in to their auto policy under the Comprehensive coverage (Falling objects)

@Jay HinrichsReturns wise, I have worked with a lot of different REITs and private equity investors and everyone has different return metrics and investment objectives that they are looking for.

My wife, one month old daughter, and I will be living in the main unit as our primary residence.Has anyone had this done and had objective results?

No system is perfect, so don't waste your time chasing after the next shiny object.

(why because if you plan to flip the house and I can’t tell you how many times I know in the agent community that a deal was killed because of unruly neighbors or their possessions rather than the house itself)Always be kind, Ask open ended questions for while building value in yourself, and uncovering objections

Yes, everyone has different objectives on how they invest.