When I make an offer on something that I know the people won't accept, I tell them, "Well, at least you have a starting point, maybe someone will pay more, here's my card."

When it became apparent that we both shared a similar lifestyle philosophy, and were going to be earning roughly the same for the foreseeable future, and wanted to buy a home and raise a family together we decided it was time to go all in and combine our accounts and its been that way for about ten years.

My rents have been raised over time over $300 more/month.  

Raise a stink at the next city council meeting.

I would also raise property management to 10% of rent, and possibly vacancy and CapX to 10% as well...this is all worst case scenario. 

I have no desire to constantly raise the rent I would prefer a slightly lower ROI and have my tenants happy and remain in the house for a long time.Thank you for your responseFrank settecasi, partners with Joe casi my half brother if u want to look me up in your records

I do not have a credit card, nor any credit built.  

A copy of current Bar card must be provided with the application for license;..."

Thanks for the response Russell, I agree, if you keep in mind the rent raises and refinances, this becomes even more appealing.  

That included new piers under the raised floor, all new subfloor, new electric, new plumbing, clearing the 1/2 acre lot of piles of junk and trash, new windows, inside finishes done to today's standards and I added an entire bedroom on the back of the house. $35 grand.