David Pierce is an attorney that many hard money lenders require borrowers use because he is considered one of the best. 

The only problem you may run into is having enough funds for down payment/closing costs, so a co-borrower may be required and/or you can obtain gift funds.Another possible solution would be to go FHA route and find a fourplex.

I understand that you cannot use borrowed money for a down payment on an investment property, but I was wondering what if you took out the loan for a vacation or something else, let it sit for 6 months or so, and use it for the 20% down payment.

Purchase Price:$129,000.00 duplexPurchase Closing Costs:$2,500.00Estimated Repairs:$1,500.00Total Project Cost:$133,000.00After Repair Value:$129,000.00Down Payment:$32,250.00Loan Amount:$96,750.00Loan Points:$0.00Amortized Over:15 years Loan Interest Rate:5.500%Monthly P&I:$790.53Total Cash NeededBy Borrower:$36,250.00Monthly Expenses: $1,519.86 Monthly Cashflow: $325.14 Pro Forma Cap Rate: 10.38% NOI: $13,388.00 Total Cash Needed: $36,250.00 Cash on Cash ROI: 10.76% Purchase Cap Rate: 10.38%

Do you need to borrow money in the next few years?

Eligibility is dependent on borrower income and census tract which you can google to find out.

Not an expert on this, but the times I have purchased a house (personal residence) the lender insisted on knowing exactly where the down payment was coming from, and it couldn't be borrowed money.When I purchased my first house, the 'rents gave me $3000 to help with the down payment.

I have a Property worth about 110K in Dallas TX,  I owe 60K.   I financed with private lender at 9% interest because I could not qualify for a loan 6 years ago, now I might qualify, my credit score is in the low 700s ...

Question that I have today is;If I BRRRR a Duplex or Triplex with money I borrowed from a Private investor.Once I pay off the private investor and get my money out. 

A couple of thoughts:Your current home could be an asset to investing if you borrow against it.