Sorry you are facing this and glad tt won't stop you👍 In the future be sure to have vesting (ownership) and control. 

You nailed it when you said “it feels bare”.

the property/land is in Miami Beach (not ocean or water facing) about 2 miles west of Collins Ave, 33141. and part of miami beachanyone direction would be appreciated. 

(This option would only work if you’re very close because a few thousand amortized over 20-30 years barely decreases the loan payment.)

@Micah B. are you looking for commercial loans to purchase the properties pre-renovations or are you just looking for a conventional lender to refinance? 

Note: A lending attorney is not the same as a real estate attorney.I’m only half joking, but rest assured that when you sign our loan documents, as your pen barely lifts from the paper, you are probably already in default for something.4) I cringe when some here write that private lenders can’t loan on an owner-occupied property.

@Amnaya A.Slap your agent accross the face.

And, let's face it, all of us are making a guess at it; an educated guess, but a guess nonetheless. 

Somewhere around $110- $140/ sq ft depending how elaborate or bare bones you want to build.

This dropped cashflow by almost $200/month and took the house from a 15% CoC ROI to barely hitting 8% CoC ROI.