Derelict autos in driveways, graffiti, trash or just a dirty feeling.

@Taz Patel You should start with the agent who insures your home, auto and rentals. 

If your house is well constructed and insulated, the waste heat from the 95% furnace should suffice- even if it's the only furnace in the basement.Assuming no mechanical problems as described above, I'd go with the 95%- your tenant's heating bill will be approximately 16% less than with the 80% version.

Also, don't forget to account those months when you are completely turning the tenants that you likely won't have much $ coming in.Otherwise seems like a decent deal, how old are the mechanicals and roof?

We pay for our insurance, payroll, cell phone bill, office supplies & rent, auto expenses and oh yeah...meals :) SMH

IE lien search and make sure for now their are no mechanics liens, IRS leins etc etc.most defaulted borrowers as your probably aware have not paid property tax's so you can pay those so the default interest does not keep ticking away.. 

mechanics liens as long as they are properly filed IE did you need to send pre lien notices ?  

It's difficult to improve beyond that because I don't have an auto loan or another type of installment loan but that will change once I purchase a property. 

If it were me, I would make a third listing and then block/sync availability using Guesty or Hostaway to assist with auto-blocking those dates for reservation.

Research has indicated that FICO Scores are more predictive when they treat loans that commonly involve rate-shopping, such as mortgage, auto and student loans, in a different way.