You can use regular purchase and sales agreement and cross out those sections that don't apply.

Look for decent pay history on applied for credit like auto loans or prior homes.

It applies to every one of them, no matter what subject or topic, rehabs, notes, private lending, etc.Finally, if you are new, you really should use your servicer to do the mods & discuss, though if you do end up talking to them, first, give them the mini miranda/bankruptcy verbage, then ask how much they can afford to reinstate, then how much they can afford each month.

Let me know if you are interested and I can point you in the right direction.

Message me directly if you committed to RE to network and discuss fix n flips. 

Maybe @Jon F. or @Scott Hollister can point you in the right direction!

As you move into the 100-200K price range the 1% rule or less starts to apply.    

***Additionally, a mortgage broker that is able to take a tenant-buyer's option consideration that is paid to me (wholesale lease option deal), and either apply that consideration towards the TB's down payment when the exercise their right to purchase ORdiscount the price of the house.Typically the consideration goes through a third-party escrow account (my attorney's), and that helps with the above.Typically mortgage brokers who understand this type of situation will only submit financing applications to banks they have great relationships and won't have an issue with this type of thing.Thanks in advance!!

@Sean Murray I am a UoR alum as well and agree the surrounding neighborhoods would make decent rentals - save for the ones directly south of campus.

I'm wondering if when I went down there on 10/4, that I should have gone DIRECTLY to the listing agent's office to see the property when my Realtor couldn't get in touch with them.