If you strategy is to build a rental portfolio as fast as you can then, you want to refinance at the highest available leverage. (75%) That allows you to preserve your capital so you have down payment money for your next deal.

**Seller Finance**: Become a lender instead of a landlord by offering seller financing to buyers, which can provide consistent payments and tax benefits ([Why Would a Seller Sell on Seller Finance | Seller Q&A](;t=363s)).7.

For example, I used AirDNA for a property and came up with $54,200 annual income, Pricelabs says $24,600, and my estimate based on the property my in laws stay at is $32,000.The income is the hardest for me to estimate, even using enemy method. 

. $15,000 down the drain that could have been used towards the down payment on another property.

Mark, I have myself, my wife (owner payments and bookkeeping), a second property manager, and an administrative assistant.

I wouldn't tell the attorney that the tenants haven't paid for three months and you want to evict for non-payment of rent.

Total mortgage with insurance payment is 680 a month. 

Very few options.. but there should be someone out there that would do this for you given your down payment.

A few years ago this seemed like such a good method, but with rates, prices, and supply where they are currently, I am not sure we can afford it or if this is our best option.

I have good credit and enough money saved up for a down payment.