The home i live in is a low interest loan and i only owe another 40k on it, will be paid off within 4 years.

You should have some serious conviction around rents and model the refi at year 10, even though it’s a 25 year loan.

.* How does it benefit the buyer when the owner carries the loan? 

@Dan Fritschen, can she find a loan and refinance out some cash instead?

It is currently on a conventional loan with over 20% equity.

It is fairly easy to get a loan modification or other alternative to foreclosure (Assuming its Fannie/Freddie, which is still 70% of the market) these days and values are not declining so, its not like we were chasing values down like we were 08-16."

Looking for DSCR loans, and I was wondering what experience people have had with them.

I was a bit interested in Assumable a loan for a property and know about most of the details, as well as bringing extra money to the table, I just wasn’t sure if I would be able to assume an FHA or VA loan if I already have both and the VA entitlement was already maxed out. 

Among the many real estate hats I wear, or have worn is negotiating short sales and loan modifications.

Goosehead writes through a lot of different companies, so they can find a good fit for you.Feel free to connect if you would like a recommendation to an agent in the Indy market.Staci Goosehead charges their agents 50% of their commission as a servicing fee and your agent will then try to steer service inquiries to the Goosehead service center.