She is a live-in roommate, and she is still using the water and electricity.   

Guys, anyone here have rentals with electric baseboard heat where it gets very cold, like in the Midwest? 

Another property the tenants had electric space heaters and said the building had a gas leak, so the landlord told them to buy space heaters and deduct it from their rent because it may be next winter before they can fix it. 

Would an average person have acted like you did or would they have anticipated the potential for an electric line to be buried in the snow and running across a walkway?

I went inside and low and behold it had been originally built as a duplex and had already been wired with 2 electrical sub meters, but at the time it was built the city zoned it as a SFH.

NB: I realize I got very lucky there wasn’t any damage or serious flooding or electrical or plumbing work to do.

All new electrical and plumbing.

It will probably cost a few hundred dollars plus installation-assuming you have electrical in the area to run it. 

RE can be a great career.As someone who built a team way too early, and lost a boatload of money and energy, please learn the transaction and see if you love selling RE.

Refinished floors, new windows, replaced roof, updated electrical, updated plumbing, new hvac, new water heater, and punched out back of house and added walk out deck.