At present I'm looking for a 5+ unit apartment building in Northern California / Bay Area or Portland, Or.Looking to meet others investors living in SF for a coffee meetup possibly.Loving Bigger Pockets.

There are a group of us meeting this weekend to discuss over coffee at a local coffee shop in Delray if you'd like to attend.

I'm also saving 60-70$ a month on my mortgage from switching lenders so I'm glad I shopped around.

I'm also in the process of getting an IL broker's license and we've been doing a lot of research to add to our low/no money strategy "toolkit" - feel free to PM if you'd like to talk shop!

I plan I calling a few, and meeting up in person (taking them out to coffee or lunch) but not exactly what I should be asking them.

Shop around.

Need more coffee...should be $900K less than current appraisal!

If you want something more permanent, ie 30 year fixed no balloon you'll have to shop around.

Instead of wasting your time at a big box shop like Wells Fargo....why dont you contact @Chris Mason who is in your area.

So exciting that you and your wife are starting on this REI journey.First of all, ya'll should come to the weekly coffee networking event that @James Wachob started: https://www.biggerpockets.com/forums/521/topics/42...Secondly, tell us more about what kind of number you are getting; hard to be helpful since I don't know what you consider "realistic".What types of investing are ya'll planning on doing?