Second, they said these tenants did pass all their usual checks, but another red flag for me is that my property manager only had called their current landlord as a rental reference - and that's it.

Secondly, once you have a mutual acceptance, I would request a copy of the current leases.

If the mortgage is secured by a second home or an investment property, the multiple financed properties policy applies.

Second risk is the transfer of remaining funds.

The Florida law defines a non-homestead property as a property not used as a primary residence, such as rental properties, second homes and commercial properties.

Rick is also my fiancé's father BTW. 

I second what @Russell Brazil said about not forcing the formula.

With the second search, you can infer the person is at the bottom of the funnel and has the most likely hood of converting because he is not showing any intent that he may be looking for information like the first search. 

Secondly, does anyone no I’ve someone offering their services in lieu of their capital investment in say a partnership to buy and fix and flip a house?

first you have to decide what you want to do in the note business.. what most of the responses are talking about is buying bad debt.. and 2nds at that which this is the most risky and the most work..if your looking for work and risk and job then that kind of note investing is for you.If your looking for Passive income with no work and Limited risk then you simply need to align with a great HML who takes on private clients or those that understand where performing notes are generated.. we have done over 1700 performing notes for clients that last 5 years and really don't advertise at all. simply because once you get conservative investors in your program it just feeds itself.. deal flow is the key right now.. most have a hard time finding quality. finding defaulted seconds is easy.. and the most risky.