The highest insurance rates in the country are in Florida right now, but I still like the state in general.

I was able to secure an introductory HELOC rate of 2.99% for the first 12 months in Jan 2023. 

As Dave ramsey recommends of not taking on a house mortgage thats more than 25% of your monthly take home pay.

She generates $1,000 a month in cash flow before the mortgage for each property. 

Research comparable properties in the area to gauge pricing, rental rates, vacancy rates, and demand.Property Insurance: Obtain quotes for property insurance to understand the potential costs and coverage options.Survey: Consider getting a property survey to confirm boundaries, easements, and encroachments.Due Diligence Contingencies: Include due diligence contingencies in your purchase agreement to allow time for inspections, assessments, and resolution of any issues uncovered during the process.Risk Assessment: Identify and assess potential risks associated with the property, such as market volatility, tenant turnover, maintenance costs, or regulatory changes.Exit Strategy: Develop a contingency plan or exit strategy in case the investment doesn't meet your expectations or unforeseen circumstances arise.By thoroughly conducting due diligence, you can minimize risks and make an informed decision about purchasing the property.

I understand it can be very difficult to get a mortgage for that low, i was wondering if anyone in here can help me out!

Should I do this as individual vs entity and what are market rate terms?

We may see that change in 2024 as rates are having an effect on demand, but not as much as I'd like to see.

I have a rate of 3.75% Current PITI is 2180 and other expenses monthly are roughly $200.

Looking to purchase my first home and was initially going to go the traditional fixed rate mortgage without buying down points with the assumption rates will go down in the next year or 2 and I will just refinance.