I'm in California, Thank you in advance for your help.Side Note: I've known the agent for a long time and I trust him.

Depending on what your income level is and marital status (single with no kids?)

@Michael ClayWorking with your attorney you will most likely need the following:1) Loan Agreement2) Promissory note (if lending to a LLC)3) Personal Guarantee (if you require one)4) Mortgage / Deed of Trust (depending on local laws)One important point is to ensure the property has a clear title (title company will do this, but ensure you have proof before wiring money).

With the rise of work for home/telecommunting more and more higher level employees do have the ability to live further away from the office if they only have to be there once a week/month.

So I continued paying my Realtor fees but I started focusing more on moving my corporate career to higher levels. 

If you do not have one, that is, if you went into landlording with no trusted lawyer's card in your wallet, you made a big mistake.

I have been there man, it gets better, trust me.

You would really have to trust your contractors that they would not take the money and run.

Heres my question....Is it worth it to get a personal loan/HELOC other type of small loan to fix up the other units and get them to the same level as the unit I am currently fixing up more quickly?

It even has 1 less level of government ruling overhead!