I don't want to take that lightly without  thinking through all the scenarios. 

In Brandon Turner's book "The Book on Managing Rental Properties" he talks about accepting the initial deposit as a deposit to hold the unit and has verbiage that the "deposit to hold" will automatically convert to the security deposit upon move-in.I'm working my way through the book now, so it's fresh in my head.  

Direct to seller through cold calling.

.$308k purchase, ideally 15% down, with rehab budget of $112k (ARLTV at 75%).This way you put $46,200 down plus closing costs on the HML.Then you're DSCR RT refinancing at 74% LTV (better pricing, and gives you the extra cash to work on the rehab, just not financed through the HML).Thoughts?

They are all filtered through one license out of another state under the builder umbrella.

They frequently have a network of driven vendors.Online Resources: Look through alternative online resources, such as local real estate websites or Zillow or Redfin, to locate possible sellers who haven't had their properties publicly advertised.Real Estate Brokers and Agents: Establish connections with brokers and agents in your community.

tells me they've been getting calls from customers alright.Fourth, I looked through the mortgage contract fine print (see last photo) and found one reference to where the bank could require Annual Reports for net operating income, but nothing about requiring tax returns, requiring an annual personal financial statement, or anything about tacked-on interest rate bumps, other than delinquency.

I submitted my last post and realized how general and vague it was after digging through and reading some other posts.

So, essentially through the lender I had lined up, they would cover literally 100% of the costs of EVERYTHING, but it was a cheap house with low renovation costs, so the interest payments were not going to be any larger than a typical mortgage payment around here.

Looking to make debut into the game through multi-family to start.