You pay him/ he to follow processes and resolve issues.

Incredibly difficult zoning process outside of the city.

- Overall tax structure being more complicatedThere's plenty more "What if's" out there, but I believe these are my main concerns. 4 years in and still a rookie.Any advice and knowledge from personal experience is welcome.

A mistake I often see with these kinds of structures is it works when the deal goes as planned but when things go badly, those scenarios aren't taken into account. 

Hey y'all- I'm in the process of converting a workshop on our property into an ADU, and would love to chat with someone local who's done this or something similar. 

Am I able to get out of the FHA loan and refinance into a conventional, investment loan, and what would that process look like?

At that point, he was not a lender; he owned the property.I’ve published our loan process here step-by-step on occasion.

We will guide you through the process of reducing risks and saving time in your quest to find the perfect tenants.

There are no prepayments on these, and the underwriting process is a lot quicker, but you will be paying a higher rate than a DSCR loan.

I would try to turn this into a constructive conversation about (A) how their process works, and (B) over what threshold you need to approve.