If you're a Christian involved with a local church, then I strongly recommend Samaritan Ministries Christian Medi-share.

Also, factoring in appreciation is very important, an area where I believe every "young" real estate investor should put an emphasis in.

Although I am buy no means anti-dog as tenants.It's just that cats a quieter, they don't bark all day long while their master is at work.They don't rush you and bite a chunk out of your leg, and they bury their waste.During due diligence for instance, I will not hesitate to go into a unit with cats in it, but some dogs make me very hesitant to go in.I strongly believe in the no puppies, no vicious breeds, and no dogs that make management uncomfortable policy. 

I recently finished an awesome house hack and am hoping to finish strong with a HELOC to let me continue investing. 

I can’t recommend house hacking strongly enough, my second B&B was more of a STR with our guests typically being corporate clients who often stayed 15-20 days.

If the floor is only stained I don't see why a good etching with acid wouldn't open the concrete pools again as well for the mortar to stick.If the floors have a clear coat no matter what you put on top its only going to bond as strong as the clear coat bonds to concrete so it may need to be removed.You can test clear coat adhesion by scoring an X in the floor then placing gorilla tape or similar over the X and see if anything pulls up.

That being said, it’s a strong market.

Also, we have tremendous job growth in the area that should keep our housing market strong!

In my opinion there is no other way to create a strong foundation and have a rewarding career 3+ years down the line.Best regards,Joe Marini

Joan as a fellow veteran I would strongly recommend you use your VA loan instead of a conventional loan.