Straight to the point.

Welcome and glad to see you jump straight in!!!

No BS, just straight forward answers.

Oh yeah, it’s also about the deal.But a deal like this isn’t one of those “straight down the fairway” deals.

Just straight out ask them to tell you about the house, ie, bed and bath count, square footage, upgrades they've done, repairs they've done, what repairs/upgrades need to be done, etc. 

If, for example, the house is listed at $200,000, could we bid around $160,000 or would that just be knocked back straight away?

I intend to present to the court my Straight Talk phone bill of $48.35 and my Charter cable and internet bill for $112.54, and, finally, my water bill, including sewer, for less that $20.00 per month.

I've seen inexpensive vanity's out there that look like they're straight out of a magazine.

If, for example, the house is listed at $200,000, could we bid around $160,000 or would that just be knocked back straight away?

As long as you know going in that it is for refinance only and don't expect to "cash-out" above the amount of your father's loan, it should be a smooth, straight forward process.