Branson being a very high tourism area, I believe, understands the need and importance for STR.

They offer a renovation loan that converts to a standard mortgage upon completion of the project.

If you have a relatively new FNMA mortgage, you can usually Quit Claim to a single-member LLC without violating the clause.Any other mortgage probably won't allow, so you should understand the risks if you proceed. 

These are, or should be standards in design and build, that translate to any and all economic markets:1 - Treat the design as the first few times (changes) you will build, and pay for, the house.2 - Treat the design as a system, made up of a series of interacting systems.3 - Understand that design is a series of decisions, with each decision impacting more than just the immediate decision you are making. 

Kelly is correct about connecting with local people to understand our market place.

Hey Matt, I'm no expert on refi or mortgages but I totally understand where you're coming from as my parents are drowning in their home loan obligations as well.

Fingers crossed, I should be OK after selling it and be ready for another opportunity, but we shall see.Lessons Learned:1) Fully understanding the financing of the deal and be liquid BEYOND money down/closing costs.

I also think this is one of the great opportunities for folks to understand the business.

I think all of us here went out and "did it" as you stated so I don't know who you're referring to.I'm simplyusing Bill as an example to provec to the OP that you can sell your assets in retirement and produce the same cashflow in the market pulling 4-5% which is a standard retirement pull plus some retirement accounts can't be taken away in a lawsuit.

It's also convenient that you live close to the property, which allows for easier management and oversight.As for financing, I understand that your bankruptcy in 2017 has posed some challenges for securing a loan.