It's a part of the game you just have to accept if you decide to play. 

Then if you're in the same town start playing the CashFlow game.

Because it's showing a card in my hand, and the more I think about it, the more my gut says to hold onto my cards until it's time to play them. 

I don’t want to play around with the 60 day occupancy clause on owner occupant mortgages.

Here is alink to play with the numbers:https://homeguide.com/costs/co...

The larger you go the more each play in your favor.

But what is the play? 

Particularly the 4.125% interest rate on $174,000 for 27 years and how $1,584 comes into play;Scenario:Down payment amount required 20,000. 4.125% interest rate, $1,584 monthly total and 27 years finance of $194,000.Also, when doing a seller financed deal, is the price of the property negotiable or is it what the seller says it is since it is through seller financing?

Being inexperienced, I kept giving them more time hoping they would play catch up and pay the late rent fees.

I think the smart play is refinance the building and take 100K or so to fix it up and then rent it.