As a courtesy, if you do decide to work with other agents, I would let your current agent know and he/she can step up the game or cut you loose.By the way, I only work with one agent when I'm looking to buy in another area.

If you don't then your tenants will have sheets and towels up in no time for a long time.Similarly, you should provide a shower rod and curtain otherwise water everywhere.Another welcoming gift I provide is a cutting board.

Very nice backsplash, kitchen flooring, and basement renovationsCabinets - new, re-facing, simply painted ?

The Note is endorsed by simply writing on the note similar to the way you endorse a check, “pay to the order Bill Buyer, signed Sally Seller”.

Simply, how do development costs get added to land values so a bank honors that cost my down payment amount of 20% loan to value?

Of coarse, I am generally happy if my renters are simply buying a home for me.

My guess would be they're simply doing fannie mae 5-10 refi's.

You’re not simply getting the latest rates as “quotes” but rather a customized financing proposal based on your specific request.  

The problem arises when people simply have no idea where their money is going and who they owe what to...precarious indeed

If you have to cut it up into many smaller lots below the minimum you'll need a subdivision hearing and approval.