Looking for long-term conventional refinance (potentially cash-out) for a SFH.

I'd love to see how someone who has been successful in the industry views things so anything you are willing to share I'd appreciate. 

Prioritize paying off existing debt to improve your debt-to-income ratio for better loan terms.

I reckon I've personally acquired a least three properties on seller terms and have assisted at least three others in three years acquire properties with favorable seller financing. 

A Heloc is on a higher rate, shorter term and is a debt obligation.

I would appreciate any advice or suggestions on how this figure might be reduced or if there are any terms that could potentially be negotiated.Thank you for any assistance.

Long story short VA doesn't require us to make a down payment at closing.

I'm particularly passionate about long term rental and fix and flip.Outside of real estate, I enjoy watching sports, I am an insurance broker.Excited to learn and connect with you all!

Even if you were, why would someone take these terms? 

Assuming  this revenue ruling still stands, it mirrors the SC situation nicely, meaning it would support your acquisition date of the real property not starting until you have taken possession.I think this would be highly dependent on the terms of the local jurisdiction as well, so what might be correct in one jurisdiction, could be completely wrong in another depending on the rights acquired related to the property.But happy to be pointed where I am wrong!