I would recommend starting with a local / smaller lender as they can give you more attention vs a rocket mortgage. 3.

Asking here will only get people to recommend their areas for the most part, but you should do this to determine the best area to invest out-of-state1. make a list of every place you and your wife have ever lived2. make a second list of where you closest friends and family (the ones you like) live3. use those lists to ask questions and review good investment market listsWhen you see something from 3 that is on 1 or 2, that is a good place to start if it fits your budget.

I would appreciate recommendations.

Does anyone have recommendations of a good lender in the area?

Shop around is what my recommendation would be

If you were to switch locations, I would recommend a location that has already dealt with STRs.

Tampa and Orlando are both very strong demand and price, but provide some safety with appreciation and Florida overall being sought after.I can recommend an agent for you to utilize in Tampa or if you are interested in Orlando, let me know.

Can anyone recommend a wholesale list to subscribe to? 

Educate yourself on the local market, network with other investors and agents, and always have a solid plan in place before making any investments.Also, I recommend reading “Long-Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties” - I found it to be very helpful when I got started investing 2.5 years ago.

I have a couple other ones I would recommend feel free to PM me!