It sounds like you recognize the downfalls, yet still choose to partner, so I'm guessing you feel the benefits outweigh the challenges.

Following the lending law is half the battle, the other half is recognizing a good/bad deal or knowing what to do when things go sideways.It's not only the lender that can lose money on a bad deal.  

As a sidebar, as a member of the parent company you can sign for the subsidiary if the subsidiary Operating Agreement recognizes you as a signatory.

I make no judgement against them - I have family members that are like this - I just recognize it for what it is, share knowledge with them when I can, and hope that one day they will come to the light 😃 

Keep in mind, brokerages are regional, so many people do not recognize the names of big name brokerages from other parts of the country, such as Windemere in the pacific northwest, or Long & Foster in the midatlantic, 2 of the top 10 say largest brokerages in the country who are region specific. 

I don't think that could have happened without the lineage of family members it passed through all recognizing its importance and its irreplaceable value. 

While California is a community property state the state still recognizes separate property where it is clearly identified.  

I also seen that many people using the V.A services had a problem with setting up a bank account because the bank was able to recognize that they were using a V.A.

Many of you will recognize the name Jerry Buss.

I recognize what you are saying about the control of our country/government being beyond what you refer to as party lines.