Here are the specs:3bd/2ba 1792 sq ft.2013 Tax value - $116,3002012 Tax value - $132,000 (we had a big devaluation in TV county-wide between 2012-2013 that has not really affected market values)She says she owes around $95,000, and I'm guessing ARV is around $125,000-$130,000I realize there's not much equity, but currently looking for buy-and-hold properties.

However, similar to seller 1, wants to partner with someone to realize the benefits of rehabbing and flipping.I'm perfectly fine working with both sellers so we can both enjoy the benefits of a flip but that's generally not discussed here.  

I also realize that I'm probably losing out on some good prospects by making them jump through so many hoops, but this has made my life way easier.I'm curious if anyone has done something similar or has any tips to improve this?

Realize the full paid balance might be slightly different.

You should ask for proof the claim has been filed and a copy of the receipt for the original money order.I realize there are risks, but I have tenants deposit the money directly.

I realize that I made a mistake on my first rental property.

The truth is that it si good to understand the closing process because the first time you see a HUD statement you will realize all the fees there are to account for on the next transaction.

I've never understood the phrase "it's always easiest to collect from some one who pays their bills" until I realized I've never had to sue someone like that!

@Albert Bui Having never purchased a house, I didn't realize there were so many ways that mortgage insurance could be structured.

After reviewing my post I realize I murdered the "Real Estate Course" lol.