Although commission is negotiable, when I notice a client who starts shopping for a 'better deal' or discount, it's time to pull the plug.

5) Who will be in charge of updating the siteI'm not a huge fan of in-the-box solutions unless it saves me time, money, and gets the job done.

a hand written letter might pull some while a professional looking letter will pull othersyou want to find what the majority of homeowners on a particular list will respond too.

As Richard said, with all of the Foreclosures on the market right now, it is very hard to pull a retail price.

I have reached the conclusion that I should refinance my house and pull out 40k equity (I have 55K I could pull) through a government refi (at 95%) my broker told me about at 6% for 30 years making my new payment 730 and saving us 470 a month.

Roy, There is a solution for your exact situation.

The government will pull out all the stops to make MM's good.Also,interesting side note, the bond/futures/gold markets are showing that the Fed did a 'super-secret' interest rate cut last night from 2.0% to 1.25%.

The bailout is a short term solution to keep the economy treading water however, what are we going to do to fix the hole in the glass?

Pulling a HELOC and REFIing would be the best options but the house has been for sale and I don't think any lender will touch it.

It would seem that the best solution would be to make it easier for he HOA to collect fees for the REO units.